Thursday, April 8, 2010
Random Notes
I set out on a real post yesterday, and then the phone rang all hell broke loose (I'll explain later) when I was mid-way through it and I had to quit. I looked back at it again just now and realized it was just a meandering recount of all the work we've done since we moved in March 19. Not to minimize, it was a lot of work. The retrieval from Delaware of all the things we had left there meant another whole moving-in, this time of well-loved but admittedly too numerous things we "de-cluttered" from the house in Arlington as we readied it for market, not to mention all the things we had collected for the Delaware trailer itself over the four summers we enjoyed it. In a nutshell, we consolidated three dwellings into this one, and in the process filled thrift stores and giveaway bins with several trips' worth of usable but extraneous stuff, both here and in Delaware. I think we can safely say all the jigsaw pieces that had been scattered around the mid-Atlantic are under one roof. We're moved in, and now we can start on the list of projects that will lend completion to the home. That list is endless, of course, and it's just the things we know about and can plan on! (People have told us that the house looks so complete they'd think we've been living here for years. The truth is, we'd imagined most settings for months and it was a mere case of putting things where we knew they belonged. The hardest part of the job was hauling it all in.)
The hell that broke loose yesterday concerns a home equity line of credit we are applying for. We want to take advantage of our excellent credit ratings and of the fact that we own our house free and clear. The application process, however, has taken on the potential to turn into a nightmare because a very sizable lien was found on the property--a lien that supposedly has existed since 2005 but did not show up in the title search when we made our purchase in March, 2009. Some title company, either the one that did the original search for our purchase or the one working for our lending bank, has made a big mistake. There are myriad things to ponder and worry about in such a situation--my initial inquiries following yesterday's phone call from the bank led me to inexplicable dealings in the next county. All we can do is wait for the thing to play itself out, and that's frustrating for a born "fixer" like me. We should have more details, and maybe a resolution (for good or ill) next week. At least one thing has come out of this: now we know what title insurance is for!
The house may be looking lovely on the inside, (today's photo is of my favorite vista) but outside we're still all dust or mud, depending on the weather. Dwayne, the landscaper, doesn't want to do anything until Joe, the the bulkhead guy, puts in a retaining wall next to the wetlands on the side of the house. Joe can't start on our project until he's done with the job he's on now, and of course last night's soaking rain didn't help matters anywhere heavy machinery is needed. Landscaping will be an ongoing saga. I did plant a couple of trees yesterday where no machines will have to go.
The pollen you have either been reading about or contending with personally over the past few days hit us like a yellow nor'easter. It's record-breaking in these parts (we seem to have arrived here during a time when records were scheduled to be broken)--the air itself was a greenish-yellow fog as we drove on US 17 yesterday. We left the cars outside the garage last night for the express purpose of allowing the rain to relieve them of their dusty burdens. According to local authorities, most of the pollen we're seeing here is from loblolly pines, which the wooded part of our property is full of. We thought the oak and maple pollen in Arlington were bad, but we've never seen anything like this.
We got the boat running yesterday for the first time this season. Took about a half-hour of repeated attempts, but the old bucket of bolts finally kicked into life and purred like a kitten. We saw on our short boat ride that here in early April the Little River is already an obstacle course of crab pots. I bought some crab bait yesterday. Can't wait to start hauling in a few of my own!
Finally: Kat's recent fatal run-in with the copyright police has led me to a decision not to post music anymore, at least not in the MP3 format from my own collection as had been my pleasurable practice heretofore. I will miss the exercise because choosing the songs forced me into my library to refresh my memory of what I have, and gave me many hours of joy as I sampled and chose. But I dare not lose my space on Blogger, and truth to tell I no longer have the hours needed to luxuriate in my music collection. I may decide to go the Youtube route, as many of my friends do.
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11 comments:
I still don't understand how Kat got bounced for copyright infrigement. Be nice if someone who knows about this stuff can "splain" it so lay people like me can learn. But hey, welcome back. Nice to see you back into blogging again and I would love to hear more about that Title glitch. In 27 years of selling real estate I Only once had a title problem and that was an elderly person giving an interest to his son to record when he died but instead he sold the property and his son then recorded his interest after the sale and when the buyer went to sell it, the son shows up on the title. It was a mess plus years passed and the original owner died. Thankfully the son was bought out for a few bucks and the closing was saved. But your bad luck sounds like a real title issue. Let us know more when you hear back from the attorneys. Enjoy your boat ride. I would love to be up there crabbing with you.
Z&M, our hope at this point is that the lien was cleared in those strange dealings in the next county. If they weren't, who knows????
Copyright: Music publishing companies apparently use web crawlers--bots--to search for some key words and then tell Blogger about their finds. The real pisser is that Kat and I only keep songs up for about a week, and then they can no longer be listened to. The narrative post is still there, but the music is gone. The searchbot catches only the key words and "thinks" it's found a song, and of course Blogger doesn't dig any deeper.
Good morning Ralph! I have thoroughly enjoyed catching up with the great 'move in.' I've moved many times in my life, but never had to coordinate three different locations! Good job. The view you've shared is lovely. We are awaiting pollen season here on the high desert as well .... ugh! Good luck with the title mess.
Greetings, Helen! I must admit I have not moved often, at least since I was an adult and had to deal wioth adult possessions. (My peripatetic 20s were a are a different story!) So it was work, but I really had nothing to compare it to..had to take it as it came, which is the onpy way to go anyway! I wish you good times through the pollen.
This view of your interior is just superb! Good job to you both.
You did what we did 3 years ago... too many trips to the thrift stores and getting rid of things we'd saved for who knows what! Feels good I hope to blend the homes and come up with this new place on the water. However that pollen sounds crazy.
Hi Ralph. I hope the title lien is getting cleared up. It sounds like you had title insurance, right?
I was really sad about Kat's blog, but the good part is that in her loss, she told me how she had backed up her blog -- something I hadn't been doing (and am doing now - monthly).
Hi, Nan. Yeah, we have title insurance, but when you think about it (which of course we have) you don't really know what it does. Those "mysterious" things in the next county are being looked into now by the bank's title search company and we should have that outcome next week sometime. Depending on the results, we'll start asking insurance questions of the attorney who handled the land purchase (and whose title search came up clean!)
Backing up the blog: I need to look into it. I actually did it once--need to do it again.
Kat recommended using Mozilla Firefox, going to each individual month (when expanded, all your posts will show underneath), and then right click on the month to save the file as a web page doc on either your hard drive or a thumb drive. I saved each month, and it created a file and a document for each. I am going to try to do a back up once a month, but have my last 3.5 years of blogging now in back up copy.
Wow! Thanks, Nan. And Firefox is my default browser anyway, so good.
Hi Ralph, I'm Maggie and I found you at LR's page. I'm so sorry about that old lien. I hope it get's fixed post haste, and that you two will be able to relax in your new place.
Backing up: I back up on Open Diary, and since I write first in Word, I save that and post it to an external HD.
Welcome, Maggie, and thanks for the expression of your concern. No movement whatsoever on the lien situation--very frustrating dealing with the bank. Finally got the attorney who handled the original closing involved today. We'll see what happened.
I started out writing in Word and then copying and pasting, for the very reason you state, then it seemed like wasted effort when I learned how to back up on Blogger itself...and then I forgot all about backing up! I've re-learned the lesson! (And I've also removed ALL songs from my blog!)
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