Monday, July 18, 2011

My Comment to Congress

On Wednesday July 20, Congress will be reconsidering DOMA (the "Defense of Marriage Act," one of Bill Clinton's most disastrous "third-way" compromises) for the first time since it was enactted 15 years ago.  The Human Rights Campaign asked for comments from those whom this inhumane law affects directly.  Here's what I said:

I am a 65-year-old federal retiree in a same-sex domestic partnership of 32 years.  Because of DOMA, my partner is not eligible for any survivor benefits from me, nor can I add him to my health insurance.  In order to ensure that he is looked after if I should die first, I have been forced by this situation to take out a life insurance policy.  As to health benefits:  He has a chronic health issue which we must cover in the individual insurance market at exorbitant rates; in fact, as I write, he is in severe pain which we cannot treat because on the individual market he cannot get coverage for the condition for a year.  Members of congress:  I am on the exact same FEHBP as you; imagine yourselves in this ridiculous position to know my frustration.  The federal government is shooting itself in the foot with this outdated law, discouraging talented potential civil servants from applying for employment because they happen to be gay and can get humane treatment for their family members in the private sector.  For heaven's sake drag yourselves into the 21st century.

9 comments:

jill said...

"in fact, as I write, he is in severe pain which we cannot treat because on the individual market he cannot get coverage for the condition for a year."


Pre-Existing Condition Insurance Plan (PCIP)

In March of 2010, Congress passed and President Obama signed the Affordable Care Act—the new health law. The law creates a new program – the Pre-Existing Condition Insurance Plan -- to make health coverage available to you if you have been denied health insurance by private insurance companies because of a pre-existing condition.

Read about the Pre-Existing Condition Insurance Plan (PCIP); then use the PCIP Map to learn more about how the program works in your state.

https://www.pcip.gov/


http://www.healthcare.gov/law/provisions/preexisting/index.html

You no longer have to wait for coverage to be effective:

When will my coverage be effective?

It depends on whether you are applying for the federally-run PCIP or a state-run PCIP. You can check with the PCIP in your state to find out when coverage takes effect. As a general rule, a completed application received on or before the 15th of the month will go into effect no later than the first day of the next month. A completed application received after the 15th of the month will go into effect no later than the first day of the following month.

http://www.healthcare.gov/law/provisions/preexisting/faq/index.html

I hope this helps. Best of luck.

Ralph said...

Thank you, Jill. Unfortunately he is not eligible because he has not been without insurance for the past six months.

nan said...

Well said, Ralph. Love your last line.

adidas shoes said...

adidas shoes,new adidas shoes,2010 World CupAdidas,2012 adidas shoes,2011Adidas New Style Shoes,2012 adidas shoes new,Adidas 1609ER,adidas shoes sale,Adidas 35th Anniversary Series,adidas shoes on sale,Adidas Adicolor Originals,adidas shoes new 2012,Adidas adiStar Revolt,Adidas Basketball Shoes,adidas boost shoes for sale,Adidas Boost Runing

adidas shoes said...

adidas shoes,new adidas shoes,2010 World CupAdidas,2012 adidas shoes,2011Adidas New Style Shoes,2012 adidas shoes new,Adidas 1609ER,adidas shoes sale,Adidas 35th Anniversary Series,adidas shoes on sale,Adidas Adicolor Originals,adidas shoes new 2012,Adidas adiStar Revolt,Adidas Basketball Shoes,adidas boost shoes for sale,Adidas Boost Runing

adidas shoes said...

adidas shoes sale,2011 adidas shoes sale,2011Adidas New Style Shoes.Adidas 1609ER,Adidas shoes new.Adidas 1609ER.Adidas shoes discount.Adidas Adicolor Originals.Adidas Adicolor Originals cheap.Adidas adiStar Revolt.cheap Adidas adiStar Revolt.Adidas Basketball Shoes.adidas shoes sale

adidas shoes said...

hermes handbags,hermes handbags replica,hermes handbags outlet,hermes birkin handbags,cheap hermes handbags,hermes handbags cheap,hermes handbags on sale,hermes handbags sale,discount hermes handbags,burberry handbags,burberry new arrivals bags,coach shoes,coach shoes on sale,cheap coach shoes,coach shoes outlet,hermes birkin outlet,replica hermes birkin handbags,hermes birkin bags on sale.

adidas shoes said...

moncler down jacket,moncler down coats,moncler down coats for women,moncler down jacket sale,moncler jackets,moncler outlet,moncler coats,moncler sale,moncler vest,moncler jackets on sale,moncler jackets for women,moncler jackets women,moncler jackets sale,moncler coats on sale,moncler coats for women,moncler coats women,moncler coats sale

adidas shoes said...

herve leger,herve leger sale,herve leger dress,herve leger outlet,herve leger on sale,herve leger dress sale,herve leger dress replica,herve leger dress cheap,herve leger dress discount,herve leger dresses on sale,herve leger dresses cheap,herve leger dresses for less,herve leger dresses knock off,herve leger bandage dress